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Eligibility

You are covered by the ABC-NABET Retirement Trust Plan if you are a regular employee of the Company subject to the terms and conditions of the collective bargaining agreement between the Company and the Union providing for contributions to this Pension Fund. In addition, employees who are described in Stipulation 19 to the collective bargaining agreement between the Company and the Union are covered by the Plan during the periods that their employment is governed by Stipulation 19. When this booklet refers to "bargaining unit employment," it means employment with the Company that is covered under the Plan, as described in this paragraph.

Non-regular employees are not considered employees eligible for participation in this plan. Non-regular employees are employees who are subject to the terms and conditions of the collective bargaining agreement, but to whom the retirement provisions of the collective bargaining agreement do not apply. Vacation relief employees, daily hire employees and temporary employees are examples of non-regular employees.

You become a Plan participant on the first day of the month following the date you become an employee eligible for Plan coverage, as described above.

When this booklet refers to "you," it assumes that you are an employee eligible to participate in the Plan.



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