Only payable if Participant dies before commencing benefit payments. Benefit is a monthly benefit equal to 75%* of the monthly amount you would have received had you terminated employment on your date of death, survived to your earliest retirement age and retired receiving a Qualified Joint and Survivor Annuity
*if at least one hour of eligible service on or after 12/1/1999; if no eligible service on or after 12/1/1999, benefit is 50% instead of 75%
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