Pension > SPD > When Are You Considered Married?

   
   

   
   


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When Are You Considered Married?

For purposes of determining your automatic forms of Retirement Payments, you are considered married (and thus the qualified joint and survivor annuity is your normal form of benefit) if you were legally married for the one year period preceding your annuity starting date (or date of death, if earlier). If you were married for less than one year at your annuity starting date, you will be considered unmarried (and thus entitled to a single life annuity as your normal form of benefit) until you have been legally married for one year. At that point, you will be treated as married, and the qualified joint and survivor annuity will become your automatic form of payment. If you die prior to your annuity starting date, and you were married for less than one year at your date of death, you will be considered unmarried for purposes of determining rights to retirement benefits under the Plan. (Please note that these rules are different for the Supplementary Portion of the Plan, described here.)



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